Terms of Service

1. Acceptance of these Terms

By accessing or using Personal Finance Pilot ("the Site"), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please discontinue use of the Site.

2. Not Financial Advice

All content on Personal Finance Pilot is provided for informational and educational purposes only. It is not, and should not be construed as, professional financial, investment, tax, legal, or accounting advice.

We are not licensed financial advisors, certified public accountants, attorneys, or registered investment advisors. The articles, tool reviews, and strategies discussed on this Site reflect general principles and our own testing — they do not account for your specific financial situation, goals, or risk tolerance.

Before making any financial decision, consult a qualified, licensed professional (such as a fiduciary financial advisor, CPA, or attorney) who can evaluate your individual circumstances.

3. Affiliate Disclosure

Personal Finance Pilot participates in affiliate marketing programs. Some of the links on this Site are affiliate links — meaning if you click the link and make a purchase or sign up for a service, we may earn a commission at no additional cost to you.

We only recommend products and services we have personally evaluated and believe offer genuine value to our readers. Affiliate relationships do not influence our editorial opinions, ratings, or reviews. Where a relationship exists, it is disclosed at the point of the recommendation in compliance with the U.S. Federal Trade Commission's Endorsement Guides.

4. Accuracy of Information

We make a reasonable effort to verify the accuracy of the information published on this Site at the time of writing. However, personal finance is a rapidly changing space — app features, pricing, tax laws, interest rates, and regulations change over time. We do not warrant or guarantee that:

• The content is current, complete, or error-free at the time you read it
• Specific tools, apps, or services we cover will continue to function as described
• Pricing, fees, or terms mentioned in articles will remain unchanged

Always confirm important details directly with the app, service, or institution before acting.

5. Limitation of Liability

To the fullest extent permitted by law, Personal Finance Pilot, GriswoldLabs, and their respective owners, contributors, and affiliates are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Your use of, or inability to use, this Site
• Financial decisions you make based on information published here
• Third-party websites, products, or services linked from this Site
• Errors, omissions, or inaccuracies in published content
• Service interruptions, downtime, or data loss

You assume full responsibility for any decisions you make and any actions you take after reading content on this Site.

6. Third-Party Links and Services

This Site contains links to third-party websites, apps, and services. We do not control those sites and are not responsible for their content, privacy practices, or terms of use. Following an external link is at your own risk, and the third party's own terms and privacy policy will govern your interaction with them.

7. Intellectual Property

All articles, graphics, layouts, and other original content on this Site are the property of GriswoldLabs unless otherwise noted, and are protected by U.S. and international copyright law.

You may share short excerpts (under 150 words) with proper attribution and a link back to the original article. Republishing full articles, substantial excerpts, or derivative works without written permission is prohibited.

8. User Conduct

When interacting with the Site (for example, by emailing us or submitting feedback), you agree not to:

• Submit unlawful, abusive, defamatory, or harassing content
• Attempt to gain unauthorized access to the Site, its servers, or related systems
• Use automated tools to scrape, copy, or republish content at scale
• Misrepresent your identity or affiliation

9. Advertising

This Site displays advertisements served by Google AdSense. We do not control which specific ads appear and do not endorse the products or services advertised. Please review the Privacy Policy for information about ad-related data practices.

10. Changes to These Terms

We may update these Terms of Service from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

11. Governing Law

These Terms are governed by the laws of the State of Florida, United States, without regard to its conflict-of-law principles. Any dispute arising under these Terms shall be resolved in the state or federal courts located in Florida.

12. Contact

Questions about these Terms of Service? Reach out: